I have never came across a passage, that implied to me Faith was imputed either. The verse below says faith is a gift, and not a faith of our own, but a faith given of God. Which allows us to believe, but still must be acted upon to bring salvation.
God also keeps us through this faith gift, otherwise our own wishey/washey faith would fail us; probably very quickly.
I think that is why you will see someone post once in a while, about being confused, and doubting. Paul said in Thessalonians that not all men have faith. And some may try, or have to come to a kind of faith on their own; which soon fails. Which leaves them doubting and confused, or worse yet self deceived.
Eph:2:8: For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
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